This power point presentation contains all the information about the factors which impact loan interest rates, why and how interest rates change, including its definition, tools available with RBI and its fuctions, RBI and its tools, repo rate and inflation, repo rate and GDP, conclusion.
This presentation contains the information about many important documents required to purchase Ready or underconstruction property/ Old house/ purchase a plot/ construction on plot/ home rennovation, repair, extension; including sale deed, katha certificate, joint developement agreement, commencement certificate, encumbrance certificate, power of attorney, completion certificate, occupancy certificate, building plan, sales agreement between builder and owner, possession letter, approved plan for RRE, license for construction, architecture certificate, latest electricity bill, mutation register extracts, engineers cost estimation, NOC from Water works/Electricity Department/Pollution Control Board/ AirPort Authority.
Circular by RBI for no fore closure charges and pre-payment penalties for home loan as well as for loan against property.
IFSC code stands for Indian Financial System Code which is an alphanumeric code consist of alphabets and numbers that indicate the bank branch participating in NEFT (National Electronic Fund Transfer) & RTGS (Real Time Gross Settlement). It is a unique code given to all bank branches so there is less difficulty in transferring the funds or money to beneficiary’s account. IFSC codes are based on city, district and state which help to find banks and branches all across India. All the bank branches that are participating in internet banking and online money transfer have the list of IFSC codes bank wise.
IFSC code contains 11 characters –
- First 4 alphabets represent the ‘bank’
- Fifth character is zero (0)
- And last 6 numeric characters represent the ‘branch’
IFSC codes are the most important factor in terms of electronic money transfer. If any person wants to transfer money electronically to beneficiary’s account then, that person need to fill certain details. For example, beneficiary’s name, address, IFSC code account number, account type, etc. While filling the details, always make sure that you are putting account number and IFSC code correctly. Because, one wrong digit in IFSC code can transfer your money to someone else’s bank account.
Once a account holder fill all the details and submit the form, a message is sent by the account holder’s bank to the central Service Centre of the NEFT. This Clearing Centre sorts the funds bank and branch-wise and keeps a record of all the transactions of the banks involved. The recipient’s bank then gets a message about the transaction and the amount can be credited to the beneficiary’s account. The funds are debited from the originator’s account and credited to the beneficiary’s account.
Step by step process to find IFSC code –
- Go to https://www.takebestloans.com/ifsc-codes/
- Input the details or select from dropdown such as bank, branch, city, state, district and click on search.
- The result will show you the IFSC code for the particular bank branch in which you want to transfer money.
- You can also search for bank details by putting IFSC code or MICR number.
- You can also visit; https://www.youtube.com/watch?v=SOvc9P5ivDg and watch tutorial video to find IFSC codes.
- It eliminates the time consuming factors such as demand draft, bank cheque to transfer money.
- Beneficiary gets the funds directly in his account hence, time and effort is saved.
- The system will not add any extra expense to the user.
- It will reduce the possibility of fraud or any loss.
- Both the account holders will get SMS or email of the transaction.
- Since the IFSC code is important in terms of internet banking, its make banking easy for the users.
This presentation includes all information about Lucknow property price trends from year 2007 to 2014 including for localities of Gola Ganj, Lalkuan, Maulvi Ganj, Wazirganj, Aish Bagh, Malviya Nagar, Raja Bazaar, Raja Ji Puram, Rajendra Nagar, Tilak Nagar, Daali Ganj, Janki Puram, Maha Nagar, Nirala Nagar, Ali Ganj, Lal Bahadur Shastri Nagar, Nishat Ganj, Gomti Nagar, Indira Nagar, Sarojni Nagar Pratham, Hind Nagar, Sharda Nagar, Om Nagar, Chitra Gupt Nagar, Haider Ganj Pratham, Saadat Ganj, Asharafabad, Bhavani Ganj, Husaianabad, Daulat Ganj.
This presentation includes all information about Ahmedabad property price trends from year 2007 to 2014 including for localities of Bhadra, Dudheswar, Gaikwad Haveli, Girdhar Nagar, Wadigam, Gomtipur Gam, Old Viratnagar, Vastral, Zulta Minara, Ambawadi, Ambli Bopal, Bodakdev, Chandkheda Gam, Jodhpur, Sola Road, Solagam, Thaltej Shilaj Road, Vastrapur, Vejalpur, Buddh Nagar, Saijpur-Bogha, Sardar Nagar, Vishnu Nagar, Abad Dairy, Bhaduat Nagar, Gordhan Vadi, Ramvadi, Vatva Gam, Vishal Nagar.
This presentation includes all information about Faridabad property price trends from year 2007 to 2014 including for localities of Chawla Colony, Green Valley, Jagdish Colony, NIT – 1 (NH), NIT – 2 (NH), NIT – 5 (NH), Sector – 14, Sector – 21, Sector -62, Sector – 63, Sector – 64, Sector -65, Sector -15, Sector -16, Sector -17, Sector -18, Sector -31, Sector -34, Sector -37, Adarsh Nagar, Ashoka Enclave, Charmwood, Greenfield, Spring Field Colony, Sector -75, Sector -76, Sector -83, Sector – 85, Sector – 86.
This presentation includes all information about Guwahati property price trends from year 2007 to 2014 including for localities of Bamunimaidan, Chandmari, Adabari, Bharalumukh, Bhootnath, Kamakhya, Maligaon, Bhangagarh, Lachit Nagar, Rehabari, Silpukhuri, Ulubari, Ambari, Baruari, Chenikuthi, Fancy Bazar, Kharghuli, Latasil, Pan Bazar, Uzan Bazar, Beltola, Dispur, Hatigaon, Hengrabari, Jaya Nagar, Six Mile, Basistha, Jalukbari, Lalganesh.
This presentation includes all information about Ludhiana property price trends from year 2007 to 2014 including for localities of Basant Nagar, Bahadhur Ke Road, Brown Road, Clock Tower, Chaura Bazaar, Dal Bazaar, Ghass Mandi, Jail Road, Janak Puri, Kailash Nagar, Mohalla, New Shiv Puri, Partap Bazar Road, Saaban Bazar, Shiva Ji Nagar, Shiv Puri Road, Singh Nagar, Tilak Nagar, Transport Nagar, Qilla, Deep Nagar, Focal Point, Guru Teg Bhadur Nagar, Heera Nagar, Madho Puri, Sundar Nagar, Atam Nagar Road, Dugri Road, Lajpat Nagar, Model Gram, Shakti Nagar.
This presentation includes all information about Bhopal property price trends from year 2007 to 2014 including for localities of Airport Road, Bairagarh City, Shyamala Hills, Bhadbhada Nagar, Nehru Nagar, Ashoka Garden, Punjabi Bagh, Arera Colony, Chunna Bhatti, Shivaji Nagar, Bagh Mugaliya, Katara Hills, J K Road, Khajuri Kalan, Raisen Road, Karod, Ayodhya Nagar, Berasia Road, Krishna Nagar, Saamra Kalan, Gulmohar, Hoshangabad Road, Trilanga, Shahpura.